Which type of insurance provides coverage for both personal and commercial vehicles?

Automobile liability insurance is specifically designed to provide coverage for both personal and commercial vehicles. This type of insurance encompasses the liability that arises from owning and operating vehicles. It covers damages caused to other people or their property due to the insured vehicle's operation, which includes both personal use (like driving to work) and business purposes (such as using a vehicle for delivering goods).

In the context of insurance types, general liability insurance primarily covers liabilities that can occur within various business operations, but it doesn't specifically address vehicle-related incidents. Property insurance typically covers physical damage to property, whether personal or commercial, but again does not extend to vehicle liability. Workers' compensation insurance offers coverage for employees who sustain injuries while performing their job duties, but does not encompass vehicle liability or damages. This is why automobile liability insurance stands out as the appropriate choice for covering liabilities associated with both personal and commercial vehicles.