Which standard coverage within a commercial package policy typically protects against bodily injury?

In a commercial package policy, general liability coverage is designed to protect businesses against claims of bodily injury and property damage that may occur on their premises or as a result of their operational activities. This protection includes legal costs and settlements arising from lawsuits related to injuries sustained by third parties due to the business’s services, operations, or accidents.

General liability is essential for any business as it helps mitigate the financial risk associated with accidents that may occur on-site or in relation to the business's activities. It specifically covers a broad range of liabilities, addressing situations where someone could be injured while visiting the business premises or due to actions taken by employees in the course of their work.

Other options, while also relevant in certain contexts, do not primarily focus on bodily injury in the same comprehensive manner that general liability does. Property insurance mainly covers damage to the structural assets of the business and its physical possessions but does not cover bodily injury claims. Workers' compensation deals specifically with injuries sustained by employees while performing their job duties, safeguarding the employer from lawsuits but not addressing third-party bodily injury. Product liability pertains to claims related to defects in products that cause harm, which is a narrower focus compared to the broader coverage of general liability.

Therefore, general liability is the correct choice