Which of the following would NOT be covered under a dwelling property policy?

A dwelling property policy is designed to provide coverage for properties that do not meet the requirements of a standard homeowners insurance policy. This typically includes properties that are rented out or unoccupied, but has specific exclusions as well.

A farm used to raise and sell cattle is considered a commercial operation, and such properties fall outside the coverage scope of a dwelling property policy. Dwelling policies are aimed primarily at residential properties, focusing on homes that are used as residences rather than for agricultural or commercial purposes.

Options like a vacation rental unoccupied for part of the year, residences occupied by multiple parties, and homes under construction can still be insured under a dwelling property policy, provided they meet the necessary criteria. The inclusion of residential properties allows for the coverage of a wide variety of living situations, but the farming operation specifically does not align with the intent of this policy type, as it revolves around an enterprise rather than residential living.