Which of the following perils is NOT covered by the DP-2?

The DP-2 form, also known as the Broad Form Dwelling Policy, is designed to provide coverage for specific perils that may affect a property. Among the perils typically included in this policy are damage caused by falling objects, damage resulting from burglaries, and damage caused by the weight of ice and snow.

However, the policy does not provide coverage for damage to pets, birds, or fish. This exclusion reflects the understanding that personal property coverage generally does not extend to living animals, which are categorized separately from personal property like furniture or electronics. Thus, the absence of coverage for animals aligns with the policy's focus on property rather than living creatures.

This delineation is essential for policyholders to grasp; knowing what is not covered can help in securing additional coverage or policies for their pets, if needed. A thorough understanding of these exclusions ensures that homeowners are adequately prepared and informed about potential gaps in their insurance coverage.