Which of the following is defined as an absolutely true statement upon which the validity of the insurance policy depends?

A warranty is defined as an absolutely true statement upon which the validity of the insurance policy depends. In the context of insurance, a warranty is a condition that is guaranteed to be true, and the insurer has the right to void the policy if the warranty is found to be untrue. This means that any breach of warranty can lead to the termination of coverage, as the insurer is relying on that specific statement to assess risk and determine the terms of the policy.

In contrast, while representations are statements made by the insured that are believed to be true, they do not have to be absolutely true. Misrepresentations can lead to denial of coverage, but they don't carry the same weight as warranties. Disclosure relates to the obligation of the insured to reveal material facts that could influence the insurer's decision, but it also does not hold the same binding power as a warranty. Endorsements are amendments or additions to an insurance policy but do not pertain to the conditions of the policy's validation. Thus, the concept of warranty is key in understanding how insurance validity is tied to explicit claims made within the terms of the policy.