Which of the following could be covered on a basic dwelling policy form if purchased?

The question pertains to what types of damage and risks are typically covered under a basic dwelling policy form, which provides limited coverage compared to more comprehensive insurance products.

Hail damage to a dwelling's outside antenna would generally be covered because hail is recognized as a weather-related peril that is usually included in basic policies. This is particularly true for structures that are affixed to the dwelling, like an antenna, which would typically be considered part of the property's exterior.

Other options may not be covered under a basic dwelling policy due to specific exclusions or conditions attached to them. For instance, damage from broken water pipes often falls under more comprehensive policies due to the potential costs associated with water damage. Smoke damage from fireplace use could be categorized under maintenance issues rather than a sudden risk. Furthermore, damage from vandalism to a property vacant for an extended period, like 45 days, is often excluded due to heightened risk factors associated with vacant properties.

Thus, hail damage to the antenna aligns with the types of risks typically protected against in a basic dwelling policy, making it the appropriate selection.