Making statements that are false, maliciously critical, and designed to injure an insurance person or business is known as?

The correct term for making statements that are false, maliciously critical, and designed to harm the reputation of an insurance person or business is defamation. Defamation involves damaging someone’s character or reputation through untrue statements that are presented as facts. In the context of the insurance industry, defamation can have serious legal implications, as it not only affects the individual or business being targeted but can also impact the broader market and consumer trust.

False advertising refers to misleading claims made in advertising to promote a product or service, but it doesn't specifically address personal attacks or harmful false statements about individuals. Twisting is a term used to describe the practice of misrepresenting or altering the facts about an insurance policy, typically to persuade a policyholder to change carriers or make decisions that may not be in their best interest. Misrepresentation involves providing false information, but it doesn’t necessarily carry the malicious intent or personal attack aspect that defamation does.

Understanding defamation is crucial for professionals in the insurance field to maintain fair practices and uphold ethical standards in their communications.